SIMKEU UNBI is a comprehensive financial management system developed for Universitas Bali Internasional (UNBI), a fast-growing institution with over 2,000 students and more than 12 academic programs. As the number of users and transactions increased, UNBI needed a reliable system to address critical financial challenges while ensuring efficiency and scalability.

The challenges included limited payment integration, lack of real-time budgeting, restricted banking options for students, and rising storage costs from hosting financial documents. These issues created bottlenecks in billing, payment tracking, and overall financial operations.

The solution was SIMKEU UNBI, a centralized system designed to integrate with a payment gateway, enabling automatic Virtual Account (VA) payments and real-time budgeting across departments. With multi-channel payment support—including banks and retail merchants like Indomaret—students gained greater flexibility in fulfilling their obligations. The system also integrates with third-party platforms such as Google Workspace, ensuring that every transaction proof is seamlessly delivered via email.

The results have been transformative:

• 60–80% lower transaction fees through payment gateway integration.

• Up to 70% faster billing and payment processes, reducing manual tracking.

• Over 90% improvement in on-time student payments thanks to automated reporting and reminders.

• 30% lower server maintenance costs and nearly 70% savings in cloud storage, achieved by optimizing document handling.

SIMKEU UNBI empowers UNBI to manage its financial operations with greater accuracy, efficiency, and scalability—providing a strong digital foundation for the university’s continued growth.